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Travel Insurance Policy
This Travel Health
Insurance covers individuals and families , along with
the employees assigned by their establishment to go on
business trips, who are traveling to any country around
the world or to European countries which require having
the Schengen Visa. We guarantee providing you the best
offers and the fastest service .
Policy Effective Date:
The policy takes effect on the date of commencement of
the Period of Coverage as shown on the Policy.
Scope of Coverage:
24 hours While on Travel outside country of residence.
Territorial Limits:
Europe / World wide / World wide excluding USA & Canada.
Plans:
-
Platinum
-
Gold
-
Family
-
Schengen
AIG
Schedule of Benefits :
|
Sno. |
Travel Benefits |
Platinum |
Gold |
Family |
Schengen |
|
1 |
Personal Liability |
$1,000,000 |
$500,000 |
$500,000 |
Not covered |
|
2 |
Loss of passport |
$500 |
$300 |
$300 |
Not covered |
|
3 |
Baggage Loss (Common Carrier)
Per bag
Per item |
$2500
$1250
$125 |
$1000
$500
$50 |
$1000
$500
$50 |
Not covered |
|
4 |
Baggage delay
Excess |
$50 per hour up to $1000
4 hours |
$50 per hour up to $500
4 hours |
$50 per hour up to $500
4 hours |
Not covered |
|
5 |
Travel Delay
Excess |
$50 per hour up to $1000
4 hours |
Not covered
NA |
Not covered
NA |
Not covered |
|
6 |
Hijacking |
$250 per hour up to $10,000 |
Not covered |
Not covered |
Not covered |
|
7 |
Emergency Family travel |
$2500 |
Not covered |
Not covered |
Not covered |
|
8 |
Legal Fees |
$5000 |
Not covered |
Not covered |
Not covered |
|
9 |
Bail Bond |
$10000 |
Not covered |
Not covered |
Not covered |
|
10 |
AIG Assistance |
Covered |
Covered |
Covered |
Not covered |
|
|
Medical Benefits |
Sum insured |
Sum insured |
Sum insured |
Sum insured |
|
11 |
Emergency ME/Evacuation
Deductible |
$250,000
$100 |
$50,000
$100 |
$50,000
$100 |
E30,000
E75 |
|
12 |
Dental care |
$1000 |
$1000 |
$1000 |
E750 |
|
13 |
Death Repatriation |
$10,000 |
$7000 |
$5000 |
E3500 |
|
|
Personal Accident Benefits |
Sum insured |
Sum insured |
Sum insured |
Sum insured |
|
14 |
Accidental Death |
$150,000 |
$25,000 |
$25,000 |
Not covered |
|
15 |
Permanent total disablement |
$150,000 |
$20,000 |
$25,000 |
Not covered |
|
16 |
Permanent disability |
% of the principal Sum Insured as per scale |
Not covered |
|
17 |
Accidental Death (common carrier) |
Covered |
Premium
Per Person. All amount are in KD
|
DURATION |
Excluding USA / CANADA |
WORLDWIDE |
|
|
|
PLATINUM |
GOLD |
PLATINUM |
GOLD |
FAMILY |
SCHENGEN |
|
Up to 7 days |
9 |
6 |
13 |
8 |
9 |
4 |
|
Up to 15 days |
12 |
8 |
16 |
10 |
13 |
6 |
|
Up to 30 days |
19 |
11 |
26 |
16 |
19 |
9 |
|
Up to 60 days |
23 |
15 |
32 |
21 |
23 |
15 |
|
Up to 90 days |
30 |
22 |
42 |
29 |
31 |
20 |
|
Annual Multi Trip |
- |
- |
57 |
37 |
55 |
35 |
"Family option” price will include insured person,
spouse and unlimited number of children.
Children are covered for 10% of the insured person sum
insured and up to a maximum of $ 10,000
under accidental death.
Children up to 18 years of age are charged 50% of the
above mentioned premium for Platinum, Gold and
Schengen options.
For
further enquiry on Schedule of Premium click here.
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